原文：

Gloria complains to Simon that she is spending money too fast. Simon offers her advice on[1] how to use money wisely.

A: Simon, can you lend me 20 yuan? I'll return it to you early next month.
B: Run out of[2] money again? How much money do your parents give you each month, if I may ask?

A: 300 yuan.
B: 300 yuan? That's 100 yuan more than what I get from my parents. How can you get into financial problems[4] so quickly?
A: I don't know. I haven't bought anything particularly expensive. I thought it was because my parents gave me too little.
B: Of course not. You see, with 200 yuan I do just fine[5]. The trick is to[6] make a good plan first. Buy things only when they are in your plan.
A: Ok, that sounds reasonable. From now on[7], I'll try to learn from you.

译文：

慎重花钱

格洛丽亚向西蒙抱怨她的钱花得太快了。西蒙建议她如何明智地花钱。

A: 西蒙，能借我二十块钱吗？我在下月初还你。
B: 钱又用完了？你父母每月给你多少钱，如果你不介意我问的话？
A: 三百块钱。
B: 三百块？比我从我爸妈那儿拿的多一百呢。你怎么这么快就陷入了财政问题啊？
A: 我也不知道是怎么回事。我没有买什么特别贵的东西啊。我还想是我爸妈给我的太少了呢。
B: 当然不是。你看，用两百块钱，我也过得不错。诀窍是首先要有一个好的计划。只买你计划中要买的东西。
A: 好，这听起来挺有道理的。从今以后，我努力向你学习。